Return on equity
Return on assets
Capital adequacy ratio
Deposits from Customers
Credit at risk ratio
Credit at risk coverage ratio
The Bank closed 2019 with net results in the amount of AOA 30.5 billion, representing a 12% growth compared to the previous period, however below the forecast.
The level of impairments was significantly reinforced by an approximate amount of AOA 31 billion increasing its credit-at-risk coverage ratio to 130%.
In December, Capital adequacy ratio stood at 14.5%, reflecting a -1.2 p.p. decrease compared to the same period. Therefore, ATLANTICO continues to present solid ratios and availability of capital to support business growth and risks of Bank activity.
The Cost-to-income ratio reached 39%, representing a deviation of -3 p.p. against the previous year. If we exclude non-recurring events that occurred at the level of revenue, cost-to-income ratio reaches 47%, with a favorable evolution of 2 p.p. compared the previous period. The improvement of efficiency levels is one of the Bank’s fundamental focuses, defining strict objectives for each business cycle.