At Banco Millennium Atlântico, we believe that sustainable economic development is a commitment that goes beyond borders and is rooted in the way we think and conduct our daily business. We try to anticipate the future by incorporating sustainability as a guiding principle of our strategy and as an essential pillar in building a Bank that is increasingly solid, responsible, and aligned with the needs of Angolan society.

The year 2024 reinforced our conviction that integrating sustainability into our operations is a journey that requires vision, discipline, and consistency. On this journey, we have aligned our priorities with the Sustainable Development Goals from the United Nations, expanding the scope of our initiatives and consolidating the positive impact on our operations, our business, and our involvement in the community.

With an approach integrated alongside the ESG (Environmental, Social, and Governance) principles, we have consolidated actions that contribute toward reducing environmental impacts, promoted social practices that strengthen inclusion and well-being, and reinforced ethics, transparency, and responsibility in management. This combination ensures that our growth is aligned with best international practices and sustained by the creation of lasting value for all stakeholders.

One of the central hubs for this transformation has been the way we assess and grant credit. We are aware that each financing decision has an impact not only on the immediate economic return, but also on the future of the country and its communities. For this reason, we have been developing analytical criteria based on our Environmental and Social Management System (SGAS), which considers not only the financial viability, but also the sustainability of projects. It’s a path that requires rigour, balance, and responsibility and one that we are taking with the clarity that funding should serve as a lever for a more resilient, innovative and sustainable economy.

Financial inclusion is a fundamental pillar of our strategy. We believe that democratising access to quality financial services is essential towards the promotion of equal opportunities, fostering entrepreneurship, and strengthening social cohesion. But it’s not just about access: we also work to improve financial literacy, support the empowerment of entrepreneurs, and develop solutions tailored to local needs, thereby helping to bring more people closer to the formal financial system and strengthening the foundation on which sustainable economic development is built.

We are also changing the way we work at the Bank to make ourselves more sustainable. This includes using less energy and water and significantly reducing paper consumption, combined with a firm commitment to digitizing our processes. These measures are concrete expressions of a culture that seeks to balance growth with environmental responsibility.

This commitment goes beyond our facilities: it extends to our Customers and Partners, to whom we seek to offer not only financial products, but also knowledge and training so that they adopt more sustainable and resilient practices.

We are aware that there is still a long way to go. Sustainability is much more than an isolated action, it is a consistent strategy, comprised of small steps that, over time, produce major transformations. ATLANTICO faces this challenge with humility and determination, certain that our contribution will be greater the more we can mobilise everyone (Employees, Customers, Partners, and Communities) for this common cause.

Our goal is clear: to be a bank that finances the future and helps build it with responsibility, inclusion, and vision.

At ATLANTICO, we know that the true measure of our progress will be the legacy we leave for the next generation and it is for them that we reaffirm our commitment to building a more sustainable, inclusive, and balanced future.