FINANCIAL
RESILIENCE
The results achieved reflect alignment with the budget targets set by the Bank, and the materialisation of the PHIT 2.4 Strategic Plan, based on transforming the balance sheet structure and strengthening the business model.
FINANCIAL RESILIENCE
The results achieved reflect alignment with the budget targets set by the Bank, and the materialisation of the PHIT 2.4 Strategic Plan, based on transforming the balance sheet structure and strengthening the business model.
TABLE OF INDICATORS
Net profit/(loss)
16.8
AOA billion
+84.7% vs. Dec.23
Return on equity
8.0%
+3.0 p.p. vs. Dec.23
Return on assets
0.8%
+0.3 p.p. vs. Dec.23
Net Interest
Margin (NIM)
2.2%
+0.5 p.p. vs. Dec.23
Operating income
101.7
AOA billion
+21.6% vs. Dec.23
Operating costs
62.2
AOA billion
+8.8% vs. Dec.23
Assets
2,001.6
AOA billion
-4.1% vs. Dec.23
Customer resources
1,700.9
AOA billion
-8.0% vs. Dec.23
Net credit
485.4
AOA billion
+1.3% vs. Dec.23
Credit at risk
22.9%
-1.7 p.p. vs. Dec.23
Coverage of credit at risk
130.8%
+16.2 p.p. vs. Dec.23
Solvency ratio
18.1%
-0.3% vs. Dec.23Net profit/(loss)
16.8
AOA billion
+84.7% vs. Dec.23Net Interest
Margin (NIM)
2.2%
+0.5 p.p. vs. Dec.23Assets
2,001.6
AOA billion
-4.1% vs. Dec.23Credit at risk
22.9%
-1.7 p.p. vs. Dec.23Return on equity
8.0%
+3.0 p.p. vs. Dec.23Operating income
101.7
AOA billion
+21.6% vs. Dec.23Customer resources
1,700.9
AOA billion
-8.0% vs. Dec.23Coverage of credit at risk
130.8%
+16.2 p.p. vs. Dec.23Return on assets
0.8%
+0.3 p.p. vs. Dec.23Operating costs
62.2
AOA billion
+8.8% vs. Dec.23Net credit
485.4
AOA billion
+1.3% vs. Dec.23